Terms of Use

Last updated: 1 August 2026

Agreement to Terms

By accessing this website or booking our courses, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access the website or use our services.

Description of Services

cozy-star provides financial education courses for children and adults. Our courses are educational in nature and do not constitute regulated financial advice. We are not authorised or regulated by the Financial Conduct Authority.

Course Bookings

When booking a course, you agree to:

• Provide accurate personal information
• Pay the full course fee before commencement
• Attend sessions as scheduled or notify us of absences
• Respect other participants and instructors

Cancellation and Refunds

Cancellation requests must be made in writing to [email protected]:

• More than 14 days before course start: full refund
• 7-14 days before course start: 50% refund or transfer to future course
• Less than 7 days before course start: no refund, transfer offered subject to availability

We reserve the right to cancel courses due to insufficient enrolment or unforeseen circumstances. In such cases, full refunds or alternative dates will be offered.

Intellectual Property

All content on this website, including text, graphics, logos, and course materials, is the property of cozy-star and protected by copyright law. You may not reproduce, distribute, or create derivative works without our written permission.

Acceptable Use

You agree not to:

• Use the website for unlawful purposes
• Attempt to gain unauthorised access to our systems
• Transmit harmful code or interfere with website functionality
• Collect personal information of other users
• Share course materials with non-enrolled individuals

Disclaimer

Our courses provide general financial education only. The information presented should not be relied upon as personal financial advice. Individual circumstances vary, and participants should consult qualified financial advisors before making significant financial decisions.

We make no guarantees regarding specific outcomes from attending our courses. Results depend on individual application of learned concepts.

Limitation of Liability

To the fullest extent permitted by law, cozy-star shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.

Our total liability for any claim arising from these terms shall not exceed the amount you paid for the relevant course.

Third-Party Links

Our website may contain links to external sites. We are not responsible for the content or practices of third-party websites.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to Terms

We reserve the right to modify these terms at any time. Changes become effective upon posting to this website. Continued use of our services constitutes acceptance of updated terms.

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions shall continue in full force.

Contact

For questions about these terms, contact:

cozy-star
47 King Street
Manchester, M2 4LQ
Email: [email protected]